Nalu Capital

Embedded finance

Embedded finance for marketplaces

At Nalu we enable loans embedded in your marketplace to finance your merchants in Latam.

Increase GMV. Add origination revenue. Remove risk.

Native Integration. Instant Offers. Merchant dashboard with working capital offer, OAuth2 data connection, dynamic offer based on real-time sales, flexible repayment, and transparent fees.

GMV growth, built in

In-platform capital so merchants restock and reinvest faster—driving GMV uplift.

New revenue, no balance sheet

Origination fees on every loan—no capital deployed, no credit risk on your books.

Zero risk, zero regulation

Underwriting, capital, and compliance stay with Nalu. Your marketplace stays clean.

Future-ready infrastructure

One API for automated credit, native offers, and multi-market expansion.

Marketplaces power digital commerce. But capital still sits outside the system.

Nalu brings capital inside the platform.

Integrate our API and start offering loans in your marketplace

Marketplaces connect to the Nalu API for underwriting and loan orchestration; top scored merchants receive a pre-approved loan.